My wife, Cheryl, and I are an origination team, each with over 20 years of experience in the mortgage industry. We pride ourselves on providing a boutique level of service, while having access to a portfolio of lenders and loan products. With The Hagan Team at Innovative Mortgage Services, you get access to competitive rates and cutting edge pricing, alongside a hometown, personalized feel.

I am a Mortgage Loan Officer and Certified Mortgage Advisor licensed in Pennsylvania and Florida. I have been in the mortgage & real estate industry for over 25 years and am a retired high school math teacher. I realize the importance of mortgage planning and am passionate about educating and guiding borrowers through the loan process. I am experienced in various Conventional and Government loan programs. Whether you are a first-time home buyer or a seasoned investor, rest assured my team and I have your best interests at heart.

Cheryl works with our clients, realtors, and other mortgage professionals to assist with the loan process and get clients from application to closing as quickly as possible. People and customer service are her passion and she believes there is no better reward in this business than a happy homeowner!